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INPDAP i.e. National Welfare Institution for public employees, thanks to agreements with finance companies and banks, allows employees and pensioners of the Institute, but also their families, to enter into mortgages with rates and conditions facilitated.

Employees or retirees INPDAP must forward the application directly from the borrower to the bank or finance company, which then will the development of the amortization schedule over the Internet by accessing the system of payment of pensions through the functions that the INPDAP is taking steps to develop.

With the agreements signed by INPDAP is thus possible to conclude with banks and finance companies the mortgage rate fixed and variable rate. Pending the finalization and completion of procedures, the National Welfare Institution for public employees that retired INPDAP notes must be issued at the premises of competence, certification on the share of pension transferable on the granting of the mortgage or loan. Retirees from other operations, then, should likewise be issuing the certification at the social security institution which pays the fees.

Employees in service INPDAP will instead require certification from the administration which they belong.

Foremost among these measures, there is the immediate demolition of buildings sunk, and the allocation of a sum equal to Euros for the Civil Defense for the real emergency of the earthquake zones. In order to execute wing reconstruction “that will be made promptly,” as announced by Prime Minister Silvio Berlusconi, the government gives free rein to the mayors, and groups with the aim of detecting dickens public buildings and private “either totally or partially unusable by demolished because no longer recoverable, which will be funded by the demolition of Civil Defense.

Layoffs for those who had self-employment and suspension of tax obligations for individuals and legal persons. And a freeze of loans and credits, as has already happened with the earthquakes of 1990 in Sicily, in 1997, Umbria and Molise in 2002.

And from April 5, the decree provides for the freezing up to 31 December, the period of limitation, revocation, as mandatory, legal and conventional, substantive and procedural security; suspended all tax obligations, the timing for implementing the processes, notification of verbal, performance and payment, administrative and judicial appeals.

Fraissola also urged banks to consider putting not to levy fees on transfers and all other forms of financing in support of the citizens of Abruzzo. Ubi Bank has welcomed the initiative of Fraissola.

ISEE families with incomes up to 25 thousand Euros, whose components have sparked a mortgage and have lost their jobs, have access to the solidarity fund allocated by the Lazio region for a period not exceeding 18 months.

With this measure we try to compensate for the situations of economic distress of those who signed mortgages and mortgage with the banks for the purchase, construction or recovery of so-called ‘first home’.

Allocated 10 million annually until 2011, the Fund may intervene either by the suspension of depreciation as the mortgage payments for a period not exceeding 18 months, or by encouraging the renegotiation of the loan itself.

The commissioner House, Mario Di Carlo said: “In this moment of crisis, we must be close to those who face major problems because the conjunction of what was, until recently, the ease of access to loans and excessive the close today in danger of throwing dozens of panicked families. To whom we have difficulty with this measure, 18 months of breath. “

The commissioner for Budget Luigi Nieri said: “We chose to intervene directly on income, thereby supporting the efforts of many families and many people who suddenly find themselves in difficulties. It is one of many initiatives that the Lazio Region is deploying to help the weakest members of society. “