The paper provides revolving holder some cash to spend immediately, from shopping at the supermarket full of petrol, but hidden costs and fees, which at times proved too much.

In practice, the paper provides the same services revolving card balance, but has the characteristic of “contain” a trust, i.e. a loan. This paper offers the opportunity to spend money independently of the available funds to the account and repay its debt in installments.

Difference credit card compared to a traditional view is that payment is not made immediately to purchase the paper but in a longer period agreed in the contract. So you buy now but pay later with an obligation to pay off the debt at interest rates that now has come to touch the 17-20%.

The “Blue American Express”, the paper “Barclaycard”, the “Charter Aura” of “Findomestic Bank” and the paper “Bancoposta rechargeable” offered by Italian Post Office, but managed by Agos, are some of the most famous revolving simulative shopping, often forgetting that at the conclusion of the contract has established an upper limit, known as “trust”, beyond which you cannot go, on penalty of commission salty.

When you request a revolving credit card should carefully consider the actual cost related to the possession and use of services it provides, even if it is not always easy to see how much really, because the assets are numerous (interest charges, annual expenses, costs of collection installment), and are not easily integrated into a single measure of cost.