Posts Tagged ‘home’

Subsidies for housing non-core?

July 8th, 2009

If the property is not used as main house benefits from the personal income tax relief?

Mutui.vostrisoldi drew by the Revenue in cases where, notwithstanding the property is no longer used will remain the personal income tax deductions on interest.

  • when traveling on business, on condition that the usual residence;
  • if the building is rented;
  • in case of admissions at other health facilities or the like;
  • notwithstanding the first paragraph for the police, where the benefits remain even if the house changes provided the property remains.

Excellent reporting back hoping that I can be useful.

Offer Home

April 29th, 2009

The first step after finding the ideal home is to make a purchase proposal in writing addressed to the seller and make a small deposit.

If we have used a broker, the Realtor will fill in the form in our presence, incorporating all the conditions relating to the sale.

If the seller will accept our conditions (written acceptance) the parties will be bound to complete the sale as it has been established in the proposal and the seller will collect the check that will become our earnest deposit.

In case of failure to accept the estate agent we will return the sum paid.

Before signing the proposal to check these points:

  1. Make sure the proposal form contains the identification of real estate purchase and the details of its entry in the register;
  2. The proposal and check should be made payable to the vendor and estate agent;
  3. Indicate the date of the compromise at least 30 days after acceptance of the proposal for the property if you require a loan;
  4. If the request for a loan, to include the clause “proposal valid unless mutual agreement”;
  5. Establish in writing the total amount of commission to recognize real estate agent

When and How to Contact the Ombudsman Estate

April 4th, 2009

Setting out in search of the apartment is ideal not an easy undertaking? If we decide to go it alone, the issues to which we must evaluate and verify are many:

  • Distance from the workplace;
  • Proximity of commercial services and public transport;
  • Presence of lift to the upper floors;
  • Electrical, plumbing and heat standard;
  • Roof and facade in order;
  • Absence of mortgages or bonds;
  • Regularity register;
  • No debt of the seller to the condominium.

These are just some of the things we have to check first, you must have much time to devote to visits to find the house to our liking.

If we rely to an agency we receive a number of services in exchange for the commission to be paid. Real estate agencies have a wide property portfolio often accompanied by photographs and detailed descriptions allowing for a rapid choice of what you want with a saving of considerable time.

Furthermore, the professional real estate agent has already in hand documentation of the property and shall, in agreement with notaries, audit mortgage and land. Assists the customer until the notarial deed resolving any problems or concerns about your sale.

If you choose the estate agent there are some things to watch out for:
- Number of enrollment in the role of estate agents;
- Join a trade association (FIMA – Fiaip);
- Pre-definition of the commission and the manner of payment;
- Presence of insurance against occupational risks.

It is also customary for a professional real estate agent does not ask:
- Advances on the commission to visit the building;
- Checks to deposit or deposit in his name, because these should always be made payable to the seller.

In addition, mediation has become part of the notarial deed, as the notary is obliged to indicate whether the parties (sellers and / or buyers) have used or have not used any society mediator, and if you are availed themselves obliged to describe the means of payment of that mediation.